Sell Your House Fast in Any Situation

Answers for South Florida Homeowners in a Tough Spot

Foreclosure letters, a tax certificate notice, a code enforcement lien, a house you just inherited from a parent or grandparent: these are stressful, and most people search for answers late at night, the same way you probably found this page. Below are clear answers to the questions South Florida homeowners ask most, organized by situation. In almost every case, one option is to sell your house fast for cash, as-is, and let the debts be paid at closing.

Property Solution Services is a local cash home buyer in Plantation. We have bought houses in Broward, Miami-Dade and Palm Beach since 2016, with more than 900 homes purchased. We are BBB accredited, and hablamos español.

Selling Your House Fast

How do I sell my house quickly in South Florida?

The fastest way is a direct sale to a local cash buyer. There are no repairs, showings or lender approvals, so a sale can close in as little as 7 days once title is clear. Listing with an agent usually takes 30 to 60 days or more after you accept an offer. See How to Sell My House: answers to the most-Googled questions.

Is selling my house for cash a good idea?

It is a good fit when speed, certainty or condition matters more than the highest possible price: a foreclosure deadline, liens, an inherited house, major repairs or tenants. If your home is in great shape and you have time, listing may net more. Our cash buyer vs. agent vs. iBuyer comparison walks through the trade-offs.

How much less does a cash buyer pay than listing?

A fair cash offer starts from what the home would sell for after repairs, minus the repair cost and resale costs. The gap is often smaller than it looks once you subtract agent commissions, repairs, holding costs and concessions from a listing. Our net proceeds guide shows how to compare.

Facing Foreclosure

What should I do if I’m facing foreclosure in Florida?

Act early. Call your servicer and ask about reinstatement, a repayment plan or a loan modification, and open every letter. Talk to a HUD-approved housing counselor or a Florida foreclosure attorney. If keeping the house is not realistic, selling before the auction lets you pay off the loan, protect your credit from a completed foreclosure, and keep any equity. Read how to sell your house fast before foreclosure.

How long does foreclosure take in Florida?

Florida uses court (judicial) foreclosure, so it usually takes many months and often more than a year from the first missed payment. After the lawsuit is served you have 20 days to respond. If the lender wins a final judgment, the court generally sets the sale 20 to 35 days later. See the full Florida foreclosure timeline.

What is the 120-day rule for foreclosure?

Federal mortgage servicing rules generally prohibit a servicer from starting foreclosure until a borrower is more than 120 days behind. That window is your best time to explore options, including a sale.

Can I still sell my house after the foreclosure lawsuit is filed?

Yes. You own the home until the foreclosure sale, and in Florida you can generally pay off the loan up until the clerk files the certificate of sale. A cash buyer can often close before the auction date as long as the payoff is covered.

Behind on Property Taxes

What happens if I don’t pay my property taxes in Florida?

Unpaid taxes become delinquent on April 1. By about June 1, the county sells a tax certificate on your property to an investor who pays the taxes and earns interest of up to 18%. You still own the house, but the debt keeps growing. Read how back property taxes work in Florida.

How many years can you be behind on property taxes in Florida?

About two. Two years after April 1 of the year the certificate was issued, the certificate holder can apply for a tax deed, which leads to a public auction of the house. You can stop it by paying the taxes, interest and fees before the tax deed is issued.

Can I sell my house if I owe back property taxes?

Yes. Delinquent taxes and any tax certificates are paid from the sale proceeds at closing, so you do not need cash up front. Selling before a tax deed application protects your equity.

City Liens and Code Violations

What happens when the city puts a lien on my house?

Unpaid code enforcement fines, water and sewer bills, or demolition and lot-clearing costs can be recorded as a lien. In Florida, code enforcement fines keep accruing, often daily, until the violation is fixed. The lien attaches to the property and must be paid or settled before most sales close.

Can I sell a house with code violations or city liens?

Yes. Many buyers and lenders will not touch an open code case, but a cash buyer can purchase the house as-is. The title company orders a municipal lien search, and liens are paid or negotiated from the proceeds at closing. See selling a house with code violations as-is.

How do I get rid of a code enforcement lien in Florida?

First bring the property into compliance. Then ask the city or county for a lien reduction or mitigation hearing; many South Florida municipalities reduce fines substantially once violations are corrected. Liens that remain are paid off at closing. Read city liens and code violations in Florida.

Can the city foreclose on my homestead for code fines?

No. Florida law does not allow a code enforcement lien to be foreclosed on homestead property, although the lien can stay on the title and must be dealt with when you sell or refinance.

HOA and Condo Association Debt

Can my HOA or condo association foreclose on my house in Florida?

Yes, for unpaid assessments, even on a homestead. The association must first send a 45-day notice before recording a lien and another before filing foreclosure. Fines under $1,000 generally cannot become a lien on an HOA home. Selling before the case moves forward pays off the balance at closing. See behind on HOA or condo fees.

Inherited a House

My grandmother died and left me her house. What do I do now?

Secure the property, keep it insured, and gather the will, the deed and any mortgage statements. Then find out whether the house must go through probate. If you do not want to keep it, you can sell it as-is once you have legal authority to sign. Read selling a house in probate in Florida.

Who inherits a house in Florida if there is no will?

Florida’s intestacy law decides. A surviving spouse inherits all of it if every child of the deceased is also the spouse’s child; otherwise the spouse generally takes half and the children share the rest. With no spouse, the children inherit equally, and grandchildren take the share of a parent who has died. Homestead property has special rules. See inherited a house with no will.

Do I need probate to sell an inherited house in Florida?

Usually, unless the house was in a trust, had a surviving joint owner, or passed by an enhanced life estate (lady bird) deed. Smaller estates may qualify for faster summary administration. We can buy the house and wait while probate finishes.

Can I sell an inherited house if my siblings don’t agree?

All owners normally must sign. If one heir refuses, Florida law lets a co-owner ask the court for a partition, which can force a sale. Most families avoid that by agreeing on a fast, fair cash sale and splitting the proceeds.

Other Difficult Situations

Can I sell my house if I’m behind on mortgage payments?

Yes. The past-due amount and the loan balance are paid from the sale at closing. Selling before foreclosure is filed is usually the cleanest option for your credit.

What if I owe more than my house is worth?

You may need a short sale, which requires the lender to approve a payoff for less than the balance. We will tell you honestly whether the numbers can work.

Can I sell a house with tenants who won’t pay or won’t leave?

Yes. We buy rentals with tenants in p

Detailed Guides for Your Situation

• Florida foreclosure timeline: what happens and how to stop it
• Behind on property taxes in Florida: tax certificates and tax deeds
• City liens and code violations: can you sell your house?
• Behind on HOA or condo fees: liens, foreclosure and selling
• Inherited a house with no will: who gets it and how to sell
• Selling a house in probate in Florida
• Selling a house with a reverse mortgage
• How to sell a Florida house you can’t insure
• We buy houses in Broward County

Will you buy a house with major damage, mold or a bad roof?

Yes. We buy houses in any condition, including roof, water, fire, mold and structural damage, and homes you cannot insure. See how to sell a house you can’t insure.

How a Cash Sale Solves Many Problems at Once

• Liens and back taxes are paid from the sale proceeds at closing.
• No repairs, so code violations and damage do not have to be fixed first.
• No lender, so condo approvals, insurance problems and appraisals do not stall the sale.
• Fast closing, in as little as 7 days, to beat foreclosure or tax deed deadlines.
• You pick the date if you need time to move.

This page is general information, not legal or tax advice. Deadlines and rules depend on your situation, so speak with a Florida attorney, tax professional or HUD-approved housing counselor before making decisions.

Get a No-Obligation Cash Offer

Fill out the form or call (954) 693-9333. We’ll get back to you within 24 hours with a fair, no-obligation cash offer for your Miami house.